Business Loans for Immigrants
Facing financial challenges in the US as an immigrant? Camino Financial is here to help. We understand the unique financial hurdles of establishing a new life abroad. That's why we offer specialized loans for immigrants tailored to support your aspirations and goals. Explore how our tailored lending solutions, known for their flexibility, accessibility, and empathy, can help you smoothly navigate your transition and bring your dreams to fruition in your new home.Can Immigrant Business Owners Get Commercial Loans in The US?
YES! Immigrant business owners in the United States can obtain business loans, provided they have become US citizens or possess a Social Security Number (SSN). This eligibility enables them to access various financing options available to US business owners, including Camino Financial loans.
Our Business Loans for Immigrants
Varied loan amounts
Fixed
Interest rates
Repayment terms
Why Apply With Us
At Camino Financial, we're changing the immigrant loan experience with a simple application process. Our loans are accessible to immigrant-owned businesses that have an SSN. At Camino Financial, we are truly committed to empowering your dreams and helping you secure a brighter future for your business.Our Basic Business Loan Application Requirements
✓ Have an SSN
✓ Minimum credit score of 670
✓ Business in operation for a minimum of 12 months
✓ Annual sales above $30,000
✓ Current on outstanding credit obligations
✓ No filed tax liens, judgments, credit freezes, or bankruptcies in the past 24 months
✓ Must operate within permitted industries and states
Compare Commercial Financing Options
Amount Loan Payback Period Minimum Score1 Min. Time in Business Min. Annual Income Camino Financial $10,000 - $50,000 24 months 670 12 months $ 30,000 Other Business Term Loans* $10,000 - $30,000 3 - 36 months 680 2 years $ 200,000 Line of Credit* $10,000 - $1M Varies 630 1 year $ 180,000 Merchant Cash Advance* Up to $500,000 3 - 12 months N/A 1 year $50,000 Invoice Financing* Up to 90% of the invoice value Varies 500 1 year $ 130,000 Benefits of Camino Financial’s Immigrant Loans
● A 100% online application process for your convenience ● Competitive interest rates with fixed terms ● A strong commitment to safeguarding your information and privacy ● No extra charges for paying off your loan early ● A dedicated and exceptional customer support team at your disposal ● Clear and upfront processing fees, no hidden costsRead What Our Customers Think
Join 9,000+ people choosing Camino Financial
Anthony Williams
“This was the best loan application experience ever. Other financial institutions need to take a look at how Camino delivers and operates...”Bernie Bravo
“...Camino Financial was great to work with and I love how they determined the loan amount based on my personal guarantee.”Rubert Velasquez
“...Camino is the best I’ve encountered so far. They’re always there to help and really make things happen in a professional, timely manner. Thanks Yvette!”Camino Financial, a Beacon in the Immigrant Community
At Camino Financial, we take pride in our longstanding commitment to empowering immigrant entrepreneurs. Recognizing the unique challenges faced by this community, we've dedicated ourselves to providing accessible business loans to those who have obtained a Social Security Number (SSN).
We have a rich history of supporting immigrant entrepreneurs, that's why we understand the unique challenges faced by those looking to build a dream in a new country.
To ensure that every applicant receives the personalized guidance and support they need, in the language they are most comfortable with, we boast a bilingual team fluent in both Spanish and English.Discover Camino Financial's Convenient Loan Management
Get a visual overview of loan status. Track payment history through your personalized member account portal.How To Apply With Camino Financial
FAQs
Immigrant loans are financial products designed to assist individuals who have recently immigrated to a new country. These loans are tailored to address the unique financial challenges faced by newcomers, helping them establish themselves and pursue their goals in their adopted homeland.
Immigrant loans are typically available to individuals who have recently immigrated to a new country and may not have an extensive credit history or established financial background. Eligibility criteria may vary depending on the lender, but most lenders require that applicants have an SSN.
Yes. As a BBB-accredited business with an A+ rating and an average of 4.2 stars across more than 400 reviews prove it.
Camino Financial uses the same technology that banks use to protect your private information.
Have a Social Security Number (ITIN is not accepted).
Business must have been operational for at least 12 months.
A credit score of 670 or higher is required.
Specialty Trade Contractors with a FICO score of 650 or above.
Must have annual sales exceeding $30,000
Must be up-to-date on all existing credit responsibilities.
No record of tax liens, judgments, credit .freezes, or bankruptcies in the last 24 months
Not operating in prohibited sectors.
No businesses that have secured an HCD loan within the previous 90 days.
Not located in HI, NJ, PR, MI, NV, or the Caribbean Islands.
No, you need to be a United States citizen with an SSN to qualify for a business loan through Camino Financial.
No, we cater our business loans to businesses that have established credit history.
Camino Financial does not extend small business loans to businesses operating within these industries: Transportation, Warehousing, Real estate, Financial investing or processing, Cannabis industries, Adult entertainment, Car dealerships, Credit unions, and other sectors Specialty Trade Contractors require a FICO score of 650 or above. No businesses that have secured an HCD loan within the previous 90 days. Not located in HI, MI, NV, NJ, PR, MA, NY, ND, OH, PA, or TN; plus IN, NE, or WV for Sole Props. *Other loan options are reviewed on a quarterly basis
